Terms & Conditions

Terms and Conditions for DeveloperMoneyMarket.com

LEGAL

The following information informs you of the terms and conditions pertaining to the services provided by developermoneymarket.com, how we charge for such services and over the general usage of this web site. It also sets out terms for your data protection, our copyright protection and rights of redress should these general and specific rights be abused in any way. We reserve the right to use software that identifies usage, and abuses of intellectual property belonging to developermoneymarket.com and its affiliates.

TERMS OF BUSINESS

DMM Technologies Ltd trading as Developer Money Market (‘the Company’) provides a range of unregulated financial services to property developers (‘the Client’). The Company is not a principal lender, does not offer any financial advice, nor participates in regulated loans for owner occupied property under any circumstances.

Developer Money Market is not regulated by the Financial Conduct Authority (FCA) and nothing within this information is intended, or should be accepted, as financial advice. Property development finance or related financial services should only be considered having taken appropriate independent advice from a qualified representative. The distribution of information contained on this website may be restricted in certain countries by law or regulation and accordingly, persons who access it are required to inform themselves of and comply with any such restrictions that might apply. Persons interested in accepting any service detailed in this website should inform themselves as to (i) the legal and regulatory requirements within their country of nationality, residence or domicile; (ii) the tax consequences which might be relevant to the acquisition, holding or disposal of any investment and; (iii) any other requirement or restriction which they may encounter. In particular the information is not to be considered as an offer or solicitation to deal in investments, how to raise development funding or the structure of development finance, in any jurisdiction in which such offer, solicitation or distribution would be unlawful, including but not limited to, the United Kingdom.

The Company provides an unbiased and impartial service matching and comparing property development related funding solutions from a number of sources including mainstream lending organisations. In all cases the funding options provided will be based upon the most appropriate solutions for the Client. The Company derives revenues from commissions paid by its various funding partners and lending organisations and, if deemed appropriate, from fees charged to the Client for arranging, packaging and managing finance applications through to successful completion.

Following the Clients input of their funding requirements the Company will provide the client with a selection of matched funding products to potentially achieve the Clients stated financial objectives. Should the Client wish to, they can choose to apply to any of the matched loan products through the Company. If a loan is applied for the Company will gather more information from the Client in order to professionally package the Clients funding requirements and present this to the appropriate lenders.

Should the Client progress with an offer of funding as the result of an introduction via the Company website then at this stage a Commitment Fee may or not be applied by the lender. Any Commitment Fees charged by the lender will be deducted from the Arrangement Fee on first draw down of the funds by the Client upon Completion. In addition to a Commitment Fee, an Arrangement Fee will be liable upon successful conclusion of the financial service transaction. The definition of ‘successful conclusion’ meaning the first drawdown of a completed loan, completion of an insurance or warranty policy, commercial mortgage or other unregulated financial service offered through the company.

Also, the Company reserves the right, at their sole discretion, to enter into an agreement whereupon they can instruct or introduce a third party who may be used to obtain an offer of loan which shall be regarded, for the purpose of these terms, as being on behalf of the Company . It should also be noted, that should any lending source or third party introduced to the Client by the Company make an offer of loan direct to the Client, such an offer will be regarded as an offer attributable to the Company and the parties agree that the arrangement fee as defined above shall become due to the Company.

By completing and submitting applications for funding via the Company’s website the Client is accepting a formal and binding agreement under these terms of business.

The Client accepts that this agreement is a contract made in “Uberrima Fides” (utmost good faith) and undertakes to make a full disclosure of all relevant information to the Company in sufficient time to allow consideration of the likely viability of any commercial loan offer being made.

WEBSITE POLICY

Please review the following terms and conditions concerning your use of the website.  By accessing, using or downloading any materials from the website, you agree to follow and be bound by these terms and conditions (the “Terms”). If you do not agree with these Terms, please do not use this website.

GENERAL

This website may include inaccuracies or typographical errors. the Company and the Third-Party Providers may make improvements and/or changes in the products, services, programs, and prices described in this website at any time without notice. The Company may periodically make changes to the website.  Any action related to these Terms will be governed by the law prevailing in England and Wales and any superior EU legislature.

These Terms represent the entire understanding relating to the use of the website and prevail over any prior or contemporaneous, conflicting or additional, communications.

The Company has the right to revise these Terms at any time without notice by updating this posting.  The Company reserves any rights not expressly granted herein.

The information contained in this website (“Information”) has been prepared in accordance with the Governing Law of England and Wales.  The Information may not satisfy the laws of any other country and some or all of the products and services described herein may not be available to residents of some countries.  The information is current at the date of publication but may be subject to change without notice.

GENERAL USE PROVISIONS

All materials provided on this website, including but not limited to information, documents, products, logos, graphics, sounds, images, software, and services (“Materials”), are provided either by the Company or by their respective third party manufacturers, authors, developers and vendors (“Third Party Providers”) and are the copyrighted work of the Company and/or its Third Party Providers. Except as stated herein, none of the Materials may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including but not limited to electronic, mechanical, photocopying, recording, or other means, without the prior express written permission of or the Company the Third Party Provider.  Also, you may not “mirror” any Materials contained on this website on any other server without prior express written permission.  Except where expressly provided otherwise by the Company nothing on this website shall be construed to confer any license under any of the Company or any Third Party Provider’s intellectual property rights, whether by implication, or otherwise. You acknowledge sole responsibility for obtaining any such licenses. See the “Legal Contact Information” below if you have any questions about obtaining such licenses.

Materials provided by Third Party Providers have not necessarily been independently reviewed, tested, certified, or authenticated in whole or in part. The Company does not promote, recommend, provide, sell, license, or lease any of the Materials other than those specifically identified as being provided by the Company. The Company hereby grants you permission to display, copy, distribute and download developermoneymarket.com Materials on this website provided that: (1) both the copyright notice identified below and this permission notice appear in the Materials; (2) the use of such Materials is solely for informational use and will not be copied or posted on any networked computer, broadcast in any media, or used for unofficial dissemination; and (3) the Materials are not modified in any way.

This permission terminates automatically without notice if you breach any of these terms or conditions. Upon termination, you will immediately destroy any downloaded or printed Materials. Any unauthorised use of any materials contained on this website may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

LINKS TO THIRD PARTY SITES

This website contains links to websites controlled by parties other than the Company. The Company are not responsible for and do not endorse or accept any responsibility for the contents or use of these third-party websites. It is your responsibility to take precautions to ensure that whatever you select for your use is free of viruses or other items of a destructive nature.

SUBMISSIONS

Except where expressly provided otherwise by the Company, all comments, feedback, information or materials submitted to developermoneymarket.com through or in association with this website (“Submissions”) shall be considered confidential.  You acknowledge that you are responsible for the Submissions that you provide, and that you have full responsibility for the Submissions, including their legality, reliability, appropriateness, originality and copyright.

The Company operates this website from in the UK and makes no representation that these Materials are appropriate or available for use in other locations. The service is hosted at a location other than the company headquarters and as such you should be aware that any data that you submit travels to a secure server in another location.  If you use this website from other locations, you are responsible for compliance with applicable local laws including but not limited to the export and import regulations of other countries.

TRADEMARKS

This website contains numerous trademarks, rights belonging to developermoneymarket.com. You may imprint, copy, download or temporarily store extracts from this website for your personal information or when you use our products and services.  You must not alter anything.  Any other use is prohibited unless you first obtain our written permission.  In particular no part of this website may be used on any other website, and no one may link any other website to this website without our prior written permission.

DATA PROTECTION ACT

Your personal information is your personal property and as such we recognise that this places serious responsibilities on us. We have therefore published a separate privacy policy on these web pages. Our omission to exercise any rights under these conditions of use does not constitute a waiver or such right unless expressly accepted by us in writing.

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